As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.

Privacy Policy Effective Date: 1/10/2019 1 Umbrella funding is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal information, including details about our SMS communications. By using our website and services, you agree to the terms of this Privacy Policy. 1. Information We Collect We may collect personal information, including but not limited to: • Name, email address, phone number, and business details • Financial and transactional information necessary for financing applications • Communication preferences and consent for SMS messaging 2. How We Use Your Information We use your information to: • Provide and manage our financing services • Communicate with you regarding applications, approvals, and account updates • Send transactional and service-related SMS messages, if you have provided consent • Improve our services and customer experience 3. SMS Communications By providing your mobile number and opting into SMS communications, you consent to receive text messages from [Your Company Name]. These messages may include: • Updates on your financing application or account status • Important notifications related to our services • Customer support communications SMS Message Terms: • Message frequency varies based on service interactions. • You may opt-out at any time by replying STOP to any message. • Reply HELP for more information. • Message and data rates may apply. We do not share mobile information with third parties or affiliates for marketing or any other purposes. SMS opt-in data and consent will not be shared with any third party. 4. Sharing of Information We do not sell, rent, or share your personal information with third parties for marketing or promotional purposes. We may share information only when necessary to: • Comply with legal requirements or law enforcement requests • Protect our rights, privacy, safety, or property • Provide services through trusted third-party vendors who adhere to strict confidentiality agreements 5. Data Security We take reasonable measures to protect your personal information from unauthorized access, loss, misuse, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. 6. Your Rights & Choices • Opt-Out: You may opt out of SMS communications at any time by replying STOP to any message. • Access & Updates: You may request to access, update, or delete your personal information by contacting us. 7. Changes to This Privacy Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our services constitutes acceptance of the revised policy.

The application process is straightforward and should take approximately five minutes. You can submit an application through our website to guide you through the process. Once we receive your full application and supporting documents, you will receive an offer within 24 hours.

Minimum of six months in business. Minimum of $10,000 in monthly revenues. Your business is based in the United States.

It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, and a variety of miscellaneous business expenses. You are the expert in maintaining and growing your company, and we are the experts in getting you the money you need to do so. It’s a win-win situation.

This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. The qualifications are 1) you have been in business for at least six months and 2) your business generates sales in excess of $8,500 per month. In over 90% of cases, if you meet these two requirements, we can provide you with funding!

Typically, approval is within 48 hours after we receive your full application, but it can take up to 72 hours, depending on how quickly you provide the required information, as well as the amount of funding being requested.

Usually within 24 hours after a contract is executed and received.

At Financial, our process is very simple. We assess your future sales revenues and get you the money you need to maintain and grow your business. Once we receive the quick application or the full pre-qualification application, as well as a couple of supporting documents, funding takes place within 48 hours

The amount that you qualify for varies, but is generally between 75%-125% of your business’ monthly sales revenue.

Technically, this is not a loan. We buy a percentage of your future sales, and advance you that money upfront. In exchange, you agree to pay us back out of those future sales.

No. You decide how much of the approved amount that you wish to receive.

We work with over 500 different industry groups in a variety of sectors, such as food service, health care, automotive, textiles, manufacturing, construction, technology, and retail. Click here for a more complete this form.

We require copies of the following: bank statements, driver’s license, lease agreement, and a voided check from your business bank account.

We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation, too! The best way to avoid delays and receive your funding as quickly as possible is to provide all requested documentation to us in a timely manner.