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Line of Credit in NJ

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Receive up to $10,000,000 for your Business in as little as 24 hours!

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A line of credit in NJ offers businesses the flexibility to manage cash flow efficiently, adapt to market conditions, and seize growth opportunities as they arise. 1 Umbrella Funding recognizes the dynamic financial needs that businesses face, which is why we provide tailored line of credit NJ solutions. Whether it's for handling unexpected costs, smoothing out seasonal cash flow variations, or funding new project initiatives, a line of credit in New England serves as a reliable financial tool. Moreover, our offerings extend beyond a line of credit in NJ to support businesses seeking similar flexibility through a line of credit in Connecticut and across the broader New England region.

Products We Offer

Purchase Order Financing

Lines Of Credit

Real Estate Financing

Working Capital

SBA Loan

Equipment Financing

Apply today and take the first step toward securing your business's financial future

Benefits of a Line of Credit in Connecticut  


With an Unsecured Business Line of Credit (LOC) in NJ from our loan company, you can access the capital you need at any time. If you have been in business for at least 2 years, you can get approved for up to $55,000.The best part is that you will only pay interest on the amount you draw, not on the entire loan amount. We have no prepayment penalties. Pay early and save on interest. Expand your business today with our instant line of credit.

  • Loan amounts: $5,000 to $55,000​​

  • Terms: 6, 9, and 12 months​

  • Minimum credit score: 550

  • Fast and easy online application

  • 24-hour approval and same-day funding

  • Early payment discounts (save on interest)

  • Interest rates starting at 15%

A line of credit in New England gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses. The adaptability that comes with a line of credit in New England allows companies to make strategic decisions quickly, such as taking advantage of bulk purchasing discounts through payroll loan options. You can also address urgent funding needs with an unsecured business LOC. We're dedicated to delivering funding in NJ and the surrounding areas, providing your business with the financial agility it needs to thrive. These loans offer the most flexible borrowing solutions that are typically offered with no collateral required.  Business lines of credit are best for short-term business needs and seasonal businesses to manage cash flow. These loans may have a minimum or withdrawal and may require good credit and consistent revenue but this is where we come in to help.


Get Funded in 3 Easy Steps

At 1 Umbrella Funding, we simplify the sign-up process so you can focus on meeting your business needs, from payroll to buying more inventory during busy seasons.



Fill out our online form help find the solution for you.


Get Approved

Pre-Approval usually within 24 hours.


Receive Funding

Accept your terms and the funds are on the way!

Request a Line of Credit in New England


When it's time to request a line of credit in New England, collaboration with a financial partner who understands your business's unique challenges and opportunities is key. Our line of credit NJ offerings demonstrate our commitment to serving businesses with responsive and flexible financing solutions. To explore the options available for a line of credit, we encourage you to reach out and contact us. Let us partner with you to navigate the financial landscape of your business with a line of credit that aligns with your strategic objectives and operational needs.

Taking Notes

Contact us


111 Town Square Place 

Suite 1203 PMB 1106

Jersey City, NJ 07310


Toll Free: (866) 305-7840

Opening Time:

Mon - Fri: 7am - 10pm

​​Saturday/Sundays :

Available via email at:

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