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Payroll Loan 

Get Approved Today

Receive up to $10,000,000 for your Business in as little as 24 hours!

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Navigating payroll complexities is a significant challenge for businesses, where timely and accurate compensation is key to maintaining workforce morale and stability. This is where a payroll loan becomes an invaluable resource. At 1 Umbrella Funding, we specialize in providing payroll loans that are not just financial stopgaps but strategic tools to ensure the smooth operation of your business. Understanding the pivotal role of payroll, our payroll loans are designed to offer quick relief in times of cash flow constraints, enabling businesses to meet their payroll obligations without hassle. For many businesses, managing payroll during fluctuating financial periods can be stressful. A payroll loan offers the necessary buffer, allowing for uninterrupted business operations. Especially in a dynamic economic landscape, having access to payroll loans ensures that your business can adapt and respond effectively to any financial challenges.

Products We Offer

Purchase Order Financing

Lines Of Credit

Real Estate Financing

Working Capital

SBA Loan

Equipment Financing

Apply today and take the first step toward securing your business's financial future


How to Apply for a Payroll Loan

The application process for a payroll loan is streamlined for efficiency and speed, ensuring that businesses can access funds quickly. A clear understanding of your payroll needs and financial standing is crucial for a swift approval process. In addition to payroll loans, we also offer other financial solutions like business funding in NJ, which can be explored as a complementary solution to your financial needs. When considering a payroll loan, it's more than just a quick fix; it's a strategic move to safeguard your business's most valuable asset—its people. Should your needs extend beyond payroll loans, our cash loan in NJ options provide an alternative route for financial support, catering to various business requirements.

Get Funded in 3 Easy Steps

At 1 Umbrella Funding, we simplify the sign-up process so you can focus on meeting your business needs, from payroll to buying more inventory during busy seasons.



Fill out our online form help find the solution for you.


Get Approved

Pre-Approval usually within 24 hours.


Receive Funding

Accept your terms and the funds are on the way!

Apply for a Payroll Loan


Starting your payroll loan application is straightforward. Simply contact us, and our team will assist you every step of the way. We understand that each business has unique needs, which is why, apart from payroll loans, we also specialize in SBA loans in NJ. This diverse range of financial products ensures that we can meet the specific needs of your business. Our commitment at 1 Umbrella Funding goes beyond just offering payroll loans. We strive to be a financial partner that understands and responds to the challenges faced by businesses. Whether it's through a payroll loan or other financial services, our goal is to provide solutions that help your business thrive. Apply today and take the first step toward securing your business's financial future.

Taking Notes

Contact us


111 Town Square Place 

Suite 1203 PMB 1106

Jersey City, NJ 07310


Toll Free: (866) 305-7840

Opening Time:

Mon - Fri: 7am - 10pm

​​Saturday/Sundays :

Available via email at:

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